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I’ll say it again just in the event you didn’t hear me, they need to agree to Launch the lien in writing once they Get the payment. Whenever they don’t conform to launch the lien, don’t mail the Check out.
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3. What most clients will do is make an offer to settle the 2nd home finance loan lien in a single payment, just one time without equilibrium owing afterwards, and you should get that in composing from the financial institution prior to deciding to mail your cashier’s Verify.
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Thats a brief sale .. accurate? They'd get any proceeds previously mentioned what the primary property finance loan harmony is! So, Is that this accurate, can they do that? Not give us a settlement and make us do a brief sale to provide?
We submitted Ch7 in 2010. We owe 140k on our initial and 72k on our next. The first property finance loan will not be on our credit score report but the 2nd home finance loan is. We now have manufactured all payments on the two home loans. We have been at the moment upside down all-around 30k.
When you've got a 2nd house loan, a chapter 7 bankruptcy discharges the promissory Observe, but doesn't have any effect on the deed of rely on that is the lien on the house.